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What is The RPF Insurance Program?



The Pasture, Rangeland, and Forage Insurance Program in California, Oregon, and Nevada

Pasture, Rangeland, Forage Insurance Program was created to give insurance coverage on pasture, rangeland, and forage acreage. A rainfall index is used to determine the coverage.  The coverage determination does not take into account the measurement of production or loss of the products themselves. NOAA data is used along with a grid system to determine precipitation amounts in a certain area. The grids are set up about seventeen miles by seventeen miles, or 25 degrees latitude by 25 degrees longitude. The acreage is assigned to a grid based on the location that is to be insured.

*Please note, the deadline for coverage for next year is Nov 15th– call us if you have questions! (541) 850-8170*

*Or visit us online here to request a call*

Can this insurance program insure against drought?

Pasture, Rangeland, and Forage Insurance Program was created to assist in protecting your operation if there is a lack of precipitation. This can impact the growth of your product (or by-product that feeds your animals). The Pasture, Rangeland, and Forage Insurance Program runs in 60 day intervals. So, it sets up like Jan/Feb, Feb/Mar, Mar/April, April/May and so on. The program is not able to insure against a long term drought.

How do you choose the proper interval?

You and your Insurance Agent will determine the intervals that are the most volatile and most likely to affect your product that results in a loss. You can select the period that is most important to your operation. For instance, if precipitation in January is important to the beginning process of growing each year and this January is dry (below average precipitation), the PRF Insurance would kick in and cover you for potential loss.  That is, if you had the Jan/Feb interval chosen for coverage.  You can select a coverage level from 70-90%. You are essentially insuring a rainfall index that is expected to estimate production.

Will my crop agent help?

It is important that you work with your crop agent to make decisions on all the different choices to make, such as: coverage level, index intervals, irrigated practice, productivity factor, and the number of acres you wish to insure (as you don’t have to insure all of them).  You and your Crop Agent should take a look at the Grid ID Locator map and index grids for your area to determine where to assign acreage on the grid or grids.

We have a team of experienced Crop Agents who are familiar and working with The Pasture, Rangeland, and Forage Insurance Program with our customers. Please give us a call to learn more! The closing date to purchase this insurance for coverage NEXT year is November 15th. So, don’t waste time- we’re here, ready to help! Thank you for visiting us today. We hope to hear from you!

*Please call us if you have questions! (541) 850-8170*

*Or visit us online here to request a call*


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