What is your Napa Valley Earthquake Risk?

What is your Napa Valley Earthquake Risk? In some areas of the country, the risk of an earthquake is never far from people’s minds. In areas along the San Andreas Fault line in California, the earth has a way of nudging people awake if Californians ever feel complacent. Obviously with the recent earthquakes in the […]

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Napa Valley Insurance

At Monte Johnson Insurance we recently brought a new agent on board to offer Napa Valley Insurance. Chuck Custodio is our newest agent and he lives here right in Napa. Chuck comes from the wine industry as a winemaker himself. He will have a special attention to Napa Winery Insurance and Vineyard Insurance, but can […]

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Life Insurance for a Farmer

Life insurance for a farmer is really dependent on the farm. The amount needed, depends on many factors. Age of the policy holder, income, potential income, longevity, goals, family members, business partners, debts, value of the operation, etc. In many cases, the life insurance creates the liquid asset for a farm to continue operating.

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Estate Planning For Farmers

The importance of estate planning for farmers. How life insurance and a living trust can help a farm continue to operate in the case of a sudden death. Farms are complicated. Usually there are multiple properties, multiple owners, and multiple interests. When heirs come into the picture, then another layer of complication is added. If the partners of a farm haven’t set up their plans, this could be a big mess. Life insurance is a big way to help in your planning as well. The last thing any farmer wants is to have worked their whole life to build up their farm and then not be able to pass it along because they failed to do the right planning ahead of time.

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President’s Holiday

President’s Day Holiday The official American Holiday celebrated on the third Monday of February was originally celebrated in honor of George Washington our first president. Current times now make it a day in remembrence and honor of past president’s typically including Abraham Lincoln, who’s birthday was also in February. Most federal departments are closed for […]

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Insurance for Drought

Emergency Basics

Drought Crop Insurance One covered cause of loss for crop insurance is drought and the typical claim is call prevented planting. This is claim made when a grower is unable to plant a crop do to a drought. Either the ground is too dry to work and plant, or insufficient water supplies are available to […]

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