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Category: Insurance







Napa Valley Insurance

At Monte Johnson Insurance we recently brought a new agent on board to offer Napa Valley Insurance. Chuck Custodio is our newest agent and he lives here right in Napa. Chuck comes from the wine industry as a winemaker himself. He will have a special attention to Napa Winery Insurance and Vineyard Insurance, but can […]

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Life Insurance for a Farmer



Life insurance for a farmer is really dependent on the farm. The amount needed, depends on many factors. Age of the policy holder, income, potential income, longevity, goals, family members, business partners, debts, value of the operation, etc. In many cases, the life insurance creates the liquid asset for a farm to continue operating.

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Estate Planning For Farmers

The importance of estate planning for farmers. How life insurance and a living trust can help a farm continue to operate in the case of a sudden death. Farms are complicated. Usually there are multiple properties, multiple owners, and multiple interests. When heirs come into the picture, then another layer of complication is added. If the partners of a farm haven’t set up their plans, this could be a big mess. Life insurance is a big way to help in your planning as well. The last thing any farmer wants is to have worked their whole life to build up their farm and then not be able to pass it along because they failed to do the right planning ahead of time.

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