In most states, carrying Car Insurance is a requirement. This is to help protect you and the other drivers on the road from damages. What a lot of people don't know is that the requirements of a Automobile Insurance policy is liability only for damage you may cause to others. Some people don't understand the options out there and all that they know is they have to have insurance because the state requires it. They then want whatever is cheapest and never fully understand what a policy can do to protect them and their families. Many state minimum limits are around $15,000. Would $15,000 cover someone's hospital bills if you were at fault in an auto accident? Would it cover the cost of a brand new vehicle if the other owner's car was totaled? Many personal auto policies will offer liability limits up to $500,000. However, Auto Insurance has layers of coverage to help protect you. Depending on your needs, an auto policy can be customized to you.
A Car Insurance policy usually offers these coverage options:
- Bodily Injury and Property Damage Liability
- Other Than Collision or Comprehensive
- Uninsured Motorist Coverage
Some of the additional elective coverage options may be:
- Rental Reimbursement
- Roadside Assistance
- Loan/Lease Payoff of "Gap"
With the help of the Vehicle Insurance experts at Monte Johnson Insurance Services Inc., you can scale the coverage to match your needs right away. We’ll make sure you understand exactly what the different options are and what they mean to you, so that you can make the best choice possible.
Monte Johnson Insurance Services Inc: Your Insurance Specialists
At Monte Johnson Insurance Services Inc., our friendly agents are ready to help you assess your needs and protect you against risk with an affordable policy. Whether you are looking for Oregon Car Insurance or Automobile Insurance in California, we are here to serve you.
Get started today! Come visit our office, give us a call or simply fill out the Car Insurance Protection Savings Form on this page right now to get started.