For all of us it's easy to get caught up in our day-to-day lives. But it also makes sense to spend some time to consider the future, especially what might happen to your family if something should happen to you. After all, you want to make sure that your children and spouse will be taken care of, right? Of course you do.
The good news is that life insurance is the most inexpensive way to provide a large estate to your loved ones in case of your untimely death. In most cases, the proceeds are not taxable to your beneficiaries so they will have 100% of the funds that you've provided for them.
Key questions surround the process of deciding to buy life insurance and how much you need. Before sitting down with one of our insurance professionals, consider these questions:
- If something happens to me, do I want my survivors to be able to stay in our home?
- What sort of income or lifestyle will they need?
- Are there large debts that will need to be paid off?
Of course, there are many types of life insurance. Exactly how much protection you need takes careful planning. At Monte Johnson Insurance, we offer a free, in-depth consultation that will help you evaluate the many choices, including:
Annuities - lifetime income and guaranteed benefit choices
Term Life - inexpensive life insurance for a set period of time
Universal or Whole Life - life insurance that may be renewed for a fixed premium for life
One of the best aspects of life insurance is that the sooner you purchase it, the less it costs.
Monte Johnson Insurance Services Inc.
At Monte Johnson Insurance, our friendly and experienced agents are ready to help you assess your needs and protect you against risk with an affordable life insurance policy.
Get started today! Come visit our office, give us a call or simply fill out the Protection Savings Form on this page right now to get started.